Credit Risk Analyst - Silver Spring, MD
Location :
Silver Spring, MD
Job Type :
Direct
Hours :
Full Time
Required Years of Experience :
5+
Required Education :
Bachelor's Degree Required
Travel :
No
Relocation :
No
Job Description :
The Credit Risk Analyst supports the Bank’s enterprise risk management strategy through the monitoring of credit, concentration (including geographic, industry and interest rate), and systemic risks within the Bank’s loan portfolio. Support the Bank’s Allowance for Credit Losses (ACL) process and production of related information and reporting. Produce periodic reports on the loan portfolio incorporating economic and market data to provide guidance to credit risk management activities regarding the risk profile of the commercial loan portfolio. Monitor existing and potential loan activity against regulatory and Bank established exposure limits.
MAJOR DUTIES AND RESPONSIBILITIES:
- Support the Bank’s ACL process with analysis, gathering, and processing of portfolio, industry, and economic data
- Produce periodic reports on credit, concentration (including geographic, industry and interest rate), and systemic risk across the Bank’s loan portfolio.
- Monitor the Bank’s commercial loan portfolio, including proposed activity, to ensure Bank is operating with regulatory and Bank established exposure limits.
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Assist with risk assessment activities related to new production, modifications, and renewal of existing loans.
REQUIRED:
- Bachelor’s Degree in Accounting, Business, Finance, or related field.
- Working knowledge of the Current Expected Credit Loss (CECL) accounting standard
- 5 years of banking experience in commercial and commercial real estate lending, preferably including portfolio management.
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Ability to research and analyze loan portfolio data and combine with economic and industry data to assess risks within the commercial loan portfolio.
- Understanding of bank commercial loan products and underwriting.
Required Qualifications :
